myself also prefer to use paypal actually, but there is a lot of ppl who like to do charge back without reason and caused me wasting a lot of my time.
and i heard some ppl say alertpay dun have such problem as alertpay have less of these type of users.
thats y i consider alertpay.
so far i see, paypal's merchant protection or izzit called seller protection? it does not protect the seller at all...
I really dont like paypals charge back system and dispute system.
Virtual products are not meant to be covered anyway but somehow people seem to win.