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/Peo, FreeWebSpace.net
Look at what you can afford to do. If you can afford to take in 10 per year per account and have a successful business then do that.. If you can't and need to charge $3.50 per month then do that as well. This all depends on what you want your profit margin would be.
Now there is a price difference between 3.50 and .83 per month.
Remember it isn't and shouldn't be all about money - service, support and commitment should be your selling point as well.
its not so much about price or features, its about finding the customer when they are ready to buy and having them trust you, also service and support are very important...