Corrections and comments.
1. Webmoney Transfer (
http://webmoney.ru - Russian version;
http://wmtransfer.com - English version), hereinafter WMT, is an e-money provider and payment system created in Russia.
2. There are several tools to make use of WMT. One is to install a desktop application, the other is to use SSL certificate to authenticate. Only one method can be used against a user identifier (WM ID), but several identifiers can be 'connected' to an existing one, thus you can use both means to access system.
3. There is banking interface to transfer money to/from the system, Russian and foreign banks included.
4. Inner WMT fee to transfer funds is 0.8%, when sending funds through banking interface, banking fees are also applied.
5. There's a Certificate/Attestation service in WMT; if a person chooses to sacrifice their anonymity and provide their personal IDs personally to an Attestation Center representative, the person receives the 'Certified' status and thus is looked upon with much more credibility.
6. There's payment protection feature: you can specify password required to receive funds and timeout period. If the recipient doesn't enter the code, the money are released after the specified amount of time and returned to your account. Helpful if you select wrong destination, for example.
I use this system for many a year and if you wish to learn me, feel free to ask me.
To illustrate: here's my
personal certificate to check:
Have a nice day!